:root{--bg:#f7f1e6;--bg-2:#efe6d3;--paper:#fbf6ec;--ink:#15233a;--ink-2:#2c3a52;--muted:#6c7388;--line:#d9cfba;--line-2:#e8ddc6;--accent:#b8472a;--accent-2:#d4633b;--olive:#5d6b3e;--gold:#b48a3a;--ok:#2e7d52;--warn:#a85a17;--radius:6px;--maxw:1180px;--shadow-1:0 1px 0 rgba(21,35,58,.04),0 1px 3px rgba(21,35,58,.06)}*{box-sizing:border-box}body,html{margin:0;padding:0}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{background:var(--bg);font-family:ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,Helvetica Neue,Arial,sans-serif;font-size:16px;line-height:1.55;font-feature-settings:"ss01","cv11";text-rendering:optimizeLegibility;-webkit-font-smoothing:antialiased}a,body{color:var(--ink)}a{text-underline-offset:3px;text-decoration-thickness:1px}a:hover{color:var(--accent)}img{max-width:100%;display:block}h1,h2,h3,h4{font-family:Iowan Old Style,Apple Garamond,Georgia,Times New 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0}.grid{display:grid;grid-gap:24px;gap:24px}.eyebrow{display:flex;align-items:center;gap:10px;color:var(--muted);font-size:.78rem}.eyebrow:before{content:"";width:22px;height:1px;background:var(--ink);display:block}.score{font-family:Iowan Old Style,Georgia,serif;font-size:2rem;font-weight:600;color:var(--ink);line-height:1}.score-out{color:var(--muted);font-size:.8rem;margin-left:2px}.tag-row{display:flex;flex-wrap:wrap;gap:6px}.note-fine{font-size:.76rem;color:var(--muted);line-height:1.5}.link-arrow{font-weight:600;color:var(--ink);text-decoration:none;border-bottom:1px solid var(--ink);padding-bottom:1px}.link-arrow:hover{color:var(--accent);border-color:var(--accent)}.card-paper{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius)}.divider-dot{color:var(--line);margin:0 8px}.skip{position:absolute;left:-9999px}.skip:focus{left:8px;top:8px;background:var(--ink);color:var(--paper);padding:8px 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.brand-logo-img{width:28px;height:28px}.nav{display:flex;gap:22px;margin-left:auto;flex-wrap:wrap}.nav a{font-size:.92rem;text-decoration:none;color:var(--ink-2)}.nav .age,.nav a:hover{color:var(--accent)}.nav .age{font-weight:600}.hero{padding:64px 0 48px;border-bottom:1px solid var(--line-2);background:linear-gradient(180deg,var(--bg-2) 0,var(--bg) 70%)}.hero-grid{display:grid;grid-template-columns:1.4fr 1fr;grid-gap:56px;gap:56px;align-items:end}.hero h1 strong{color:var(--accent);font-weight:600;font-style:italic}.hero-meta{display:flex;gap:16px;flex-wrap:wrap;margin-top:22px;color:var(--muted);font-size:.85rem}.hero-meta b{color:var(--ink);font-weight:600}.hero-side{border-left:1px solid var(--line);padding-left:32px}.hero-side .kicker{margin-bottom:12px}.hero-list{list-style:none;padding:0;margin:0}.hero-list li{padding:10px 0;border-bottom:1px dashed var(--line-2);display:flex;justify-content:space-between;gap:12px;font-size:.92rem}.hero-list li:last-child{border-bottom:0}.hero-list span:last-child{color:var(--muted);font-feature-settings:"tnum";font-variant-numeric:tabular-nums}@media (max-width:820px){.hero-grid{grid-template-columns:1fr;gap:32px}.hero-side{border-left:0;padding-left:0;border-top:1px solid var(--line);padding-top:24px}}.rg-strip{background:var(--ink);color:#f1eadb;font-size:.82rem;padding:10px 0}.rg-strip .container{display:flex;gap:18px;align-items:center;flex-wrap:wrap}.rg-strip strong{color:#f5c266}.rg-strip a{color:#f1eadb;border-bottom:1px solid #586480}.rg-strip a:hover{color:#fff;border-color:#fff}.op-list{display:grid;grid-gap:14px;gap:14px}.op-card{display:flex;flex-direction:column;gap:14px;background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:18px 20px;position:relative;transition:border-color .15s ease,transform .15s ease}.op-card:hover{border-color:var(--ink-2)}.op-card-row{display:grid;grid-template-columns:auto minmax(0,1.75fr) minmax(160px,1fr) 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.row:last-child{border:0}.op-cta{display:flex;flex-direction:column;gap:8px;align-items:stretch;text-align:center;min-width:0}.op-cta .score-line{display:flex;align-items:baseline;justify-content:center;gap:4px;margin-bottom:2px}.op-cta .btn{justify-content:center;white-space:nowrap}.op-fine{padding-top:12px;border-top:1px solid var(--line-2);display:flex;gap:14px;flex-wrap:wrap;align-items:center;font-size:.74rem;color:var(--muted)}.op-fine b{color:var(--ink-2);font-weight:600}@media (max-width:1100px){.op-card-row{grid-template-columns:auto minmax(0,1fr);grid-template-rows:auto auto auto}.op-card-meta{grid-column:1}.op-card-meta,.op-main{grid-row:1;align-self:start}.op-main{grid-column:2}.op-mid{grid-row:2}.op-cta,.op-mid{grid-column:1/-1}.op-cta{grid-row:3;flex-direction:row;flex-wrap:wrap;justify-content:flex-start;align-items:center;text-align:left}.op-cta .score-line{margin-right:auto;margin-bottom:0}.op-cta .btn{flex:1 1 160px;min-width:140px}}@media (max-width:560px){.op-card{padding:16px}.op-card-row{grid-template-columns:1fr;grid-template-rows:none}.op-card-meta{width:100%;justify-content:flex-start}.op-cta,.op-main,.op-mid{grid-column:1;grid-row:auto}.op-cta{flex-direction:column;align-items:stretch;text-align:center}.op-cta .score-line{justify-content:center;margin-right:0;width:100%}.op-cta .btn{flex:1 1 auto;min-width:0;white-space:normal}.op-logo{width:72px;min-width:72px;height:48px}}.spotlight{display:grid;grid-template-columns:1fr 1.2fr;grid-gap:0;gap:0;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:var(--paper)}.spotlight-side{background:#15233a;color:#f1eadb;padding:32px;display:flex;flex-direction:column;justify-content:space-between;gap:20px}.spotlight-side .kicker{color:#c8a060}.spotlight-side h2{color:#fff;font-size:1.8rem}.spotlight-side .logo-wrap{background:#fff;padding:12px;border-radius:4px;width:140px;height:64px;display:flex;align-items:center;justify-content:center}.spotlight-side .logo-wrap img{max-width:100%;max-height:100%;object-fit:contain}.spotlight-body{padding:32px;display:flex;flex-direction:column;gap:16px}.spotlight-body .stats{display:grid;grid-template-columns:1fr 1fr 1fr;grid-gap:14px;gap:14px}.spotlight-body .stat{padding:12px;background:var(--bg-2);border-radius:4px}.spotlight-body .stat .k{font-size:.72rem;text-transform:uppercase;letter-spacing:.1em;color:var(--muted);margin-bottom:4px}.spotlight-body .stat .v{font-weight:600;font-size:.95rem;color:var(--ink)}.spotlight-body .ctas{display:flex;gap:10px;flex-wrap:wrap}@media (max-width:820px){.spotlight{grid-template-columns:1fr}}.steps{display:grid;grid-template-columns:repeat(4,1fr);grid-gap:18px;gap:18px;counter-reset:stp}.step{padding:22px 18px;border-top:2px solid var(--ink)}.step:before{counter-increment:stp;content:"0" counter(stp);display:block;font-family:Iowan Old Style,Georgia,serif;font-size:1.4rem;color:var(--accent);margin-bottom:8px}.step h3{font-size:1.05rem;margin-bottom:6px}.step p{font-size:.9rem;color:var(--ink-2);margin:0}@media (max-width:820px){.steps{grid-template-columns:1fr 1fr}}@media (max-width:520px){.steps{grid-template-columns:1fr}}.method-grid{display:grid;grid-template-columns:1fr 1fr 1fr;grid-gap:22px;gap:22px}.method-grid .item{padding:20px;background:var(--paper);border:1px solid var(--line-2);border-radius:var(--radius)}.method-grid .item h3{margin-bottom:6px;font-size:1rem}.method-grid .item p{font-size:.9rem;color:var(--ink-2);margin:0}@media (max-width:820px){.method-grid{grid-template-columns:1fr}}.payments{display:flex;flex-wrap:wrap;gap:8px}.pay-pill{display:inline-flex;align-items:center;gap:8px;padding:8px 12px;border:1px solid var(--line);background:var(--paper);border-radius:4px;font-size:.85rem;color:var(--ink-2)}.pay-pill:before{content:"";width:6px;height:6px;background:var(--olive);border-radius:50%;display:inline-block}.reg-note{display:grid;grid-template-columns:80px 1fr;grid-gap:22px;gap:22px;align-items:center;padding:22px;border:1px dashed var(--line);border-radius:var(--radius);background:#fbf6ec}.reg-note img{width:70px;height:70px;object-fit:contain}.reg-note h3{margin-bottom:6px;font-size:1.05rem}.reg-note p{margin:0;font-size:.9rem;color:var(--ink-2)}.reg-note a{color:var(--ink);border-bottom:1px solid var(--ink)}.reg-note a:hover{color:var(--accent);border-color:var(--accent)}.faq{border-top:1px solid var(--line)}.faq details{border-bottom:1px solid var(--line);padding:18px 0}.faq summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:16px;font-family:Iowan Old Style,Georgia,serif;font-size:1.1rem;font-weight:500;color:var(--ink)}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";font-size:1.4rem;color:var(--accent);font-weight:400}.faq details[open] summary:after{content:"−"}.faq details p{margin:10px 0 0;color:var(--ink-2);font-size:.95rem;max-width:80ch}.split{display:grid;grid-template-columns:1fr 1.6fr;grid-gap:56px;gap:56px}.split .left h2{margin-bottom:14px}.split .left p{color:var(--ink-2)}@media (max-width:820px){.split{grid-template-columns:1fr;gap:22px}}.footer{background:#14213a;color:#cfd2dc;padding:64px 0 28px;margin-top:80px}.footer a{color:#cfd2dc;text-decoration:none}.footer a:hover{color:#fff}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;grid-gap:36px;gap:36px}.footer h4{color:#fff;font-size:.95rem;margin-bottom:12px;font-family:ui-sans-serif,system-ui;letter-spacing:.04em;text-transform:uppercase;font-weight:600}.footer ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:8px;font-size:.9rem}.footer .brand-block .brand{color:#fff}.footer .brand-block p{color:#98a0b3;font-size:.9rem;margin-top:12px}.footer-bottom{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;margin-top:40px;padding-top:22px;border-top:1px solid #25324d;font-size:.8rem;color:#98a0b3}.footer-bottom .badges{display:flex;gap:10px;align-items:center}.age-badge{display:inline-flex;width:30px;height:30px;border-radius:50%;border:2px solid #f5c266;color:#f5c266;align-items:center;justify-content:center;font-weight:700;font-size:.8rem}@media (max-width:820px){.footer-grid{grid-template-columns:1fr 1fr}}@media (max-width:520px){.footer-grid{grid-template-columns:1fr}}.age-overlay{position:fixed;inset:0;background:rgba(20,33,58,.78);z-index:60;display:flex;align-items:center;justify-content:center;padding:20px;animation:fadein .2s ease}@keyframes fadein{0%{opacity:0}to{opacity:1}}.age-modal{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);max-width:460px;width:100%;padding:32px;box-shadow:0 20px 60px rgba(20,33,58,.4)}.age-modal h2{font-size:1.4rem;margin-bottom:8px}.age-modal p{color:var(--ink-2);font-size:.92rem;margin-bottom:18px}.age-modal .age-actions{display:flex;gap:10px}.age-modal .age-actions .btn{flex:1 1;justify-content:center}.age-modal .age-fine{font-size:.75rem;color:var(--muted);margin-top:14px}.article{max-width:760px;margin:0 auto;padding:64px 0}.article .lead{font-size:1.2rem;color:var(--ink-2);line-height:1.55}.article h2{margin:36px 0 12px;font-size:1.6rem}.article h3{margin:24px 0 8px;font-size:1.15rem}.article ul{padding-left:1.2rem}.article ul li{margin-bottom:6px}.article .callout{background:var(--paper);border-left:3px solid var(--accent);padding:16px 20px;margin:20px 0;font-size:.95rem;color:var(--ink-2);border-radius:4px}.page-head{padding:56px 0 32px;border-bottom:1px solid var(--line-2);background:var(--bg-2)}.page-head .crumbs{font-size:.82rem;color:var(--muted);margin-bottom:12px}.page-head .crumbs a{color:var(--muted);text-decoration:none}.page-head .crumbs a:hover{color:var(--ink)}.page-head h1{margin-bottom:12px}.page-head p{max-width:60ch;color:var(--ink-2)}.mini-ops{display:grid;grid-template-columns:repeat(2,1fr);grid-gap:16px;gap:16px}.mini-op{display:grid;grid-template-columns:56px 1fr auto;grid-gap:14px;gap:14px;align-items:center;padding:14px;border:1px solid var(--line);background:var(--paper);border-radius:var(--radius)}.mini-op .logo{width:56px;height:36px;background:#fff;border:1px solid var(--line-2);border-radius:3px;display:flex;align-items:center;justify-content:center;padding:4px}.mini-op .logo img{max-width:100%;max-height:100%;object-fit:contain}.mini-op h4{margin:0 0 2px;font-size:.98rem;font-family:Iowan Old Style,Georgia,serif}.mini-op .meta{font-size:.8rem;color:var(--muted)}@media (max-width:700px){.mini-ops{grid-template-columns:1fr}}.tabs{display:flex;gap:6px;flex-wrap:wrap;margin-bottom:22px}.tab{padding:6px 12px;border:1px solid var(--line);background:transparent;border-radius:999px;font-size:.85rem;color:var(--ink-2)}.tab.active{background:var(--ink);color:var(--paper);border-color:var(--ink)}